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Billing & InsuranceBlessing Hospital accepts all third-party payors and participates in the following networks of managed care/insurance plans:
- Blue Cross Blue Shield
- Conventry
- First Health
- Personal Care
- Group Health Plan (GHP)
- Mail Handlers
- Deseret Health Care (Mormon Church Health Plan)
- Great-West Healthcare
- Health Alliance
- HealthLink
- Keokuk Area Hospital ODS
- Magellan (State of Illinois only)
- Medicaid
- Traditional
- Meridian Health Plan (IL)
- Molina Healthcare (MO) - Formerly
Mercy CarePlus
- Missouri Care (MO)
- Medicare
- Traditional
- Medicare Supplements
- Medicare Advantage
- Health Alliance
- Humana
- Pyramid Life/Today's Options
- Deseret Secure
- MHNet
- Multiplan
- PHCS (Private Health Care Systems)
- River Quest Network (QHCM)
- Tri-Care
- United Healthcare
Blessing Hospital also participates in numerous other health plans not listed above.
Health Claims Counselor:
For no charge, the Blessing Health Claims Counselor will help you understand and process medical bills and insurance paperwork, no matter what hospital, doctor or insurance company sent the bill. The Health Claims Counselor can also help you identify important elements to consider when shopping for health insurance, supplemental health insurance or long term care policies.
Adding your newborn
To make sure insurance providers pay for your newborn's hospital stay, Blessing Hospital must have insurance information for you and your baby. To help with this, please:
1. Bring an insurance card for yourself and your baby (if not adding the baby to your policy) with you to the hospital.
2. Contact your employer, insurance provider, or public aid to add your newborn to your insurance plan as soon as possible within 30 days of delivery.
Please call Patient Financial Services at (217) 223-8400, ext. 4136 with any questions.
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Commonly asked questions about Medicare:
What is Medical Necessity and why are ABNs (Advanced Beneficiary Notices) NOT applicable for Medicare HMOs (Health Maintenance Organizations)?
Blessing Hospital is required to adhere to government regulations when providing services to Medicare recipients. Blessing's patient representatives are required to check the medical necessity of a patient's outpatient test/procedure to determine if it meets appropriate criteria prior to the rendering of the service. If the test/procedure on the physician's prescription does not reflect an appropriate diagnosis code, per Medicare standards, the patient/guarantor will be asked to sign an Advanced Beneficiary Notice (ABN), which states that should Medicare deny payment for this service, the patient/guarantor will accept financial responsibility.
What is the Medicare Secondary Payor Questionnaire and why must I complete it each time I'm a patient at Blessing Hospital?
This is probably one of the most frequently asked questions by Medicare recipients. Medicare requires that a series of questions be asked UPON EACH VISIT to a hospital facility, whether inpatient or outpatient. These questions are part of a form called the Medicare Secondary Payor Questionnaire. Each time you arrive at Blessing Hospital for any type of service (emergency care, outpatient or inpatient), patient representatives will ask specific questions to determine which insurance company will be the primary payor for the patient's bill. Medicare is NOT always the primary payor and governmental guidelines demand that hospitals verify if any other insurance coverage could be primary. Examples: If the patient's care is related to an auto accident or work-related accident, the auto insurance coverage or worker's compensation coverage will be primary. If a patient is working and still retains insurance from his/her employer, the group insurance will be primary.
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